Murabaha is not an interest-bearing loan, which is considered riba (or excess). Murabaha is an acceptable form of credit sale under Sharia (Islamic religious law). Similar in structure to a rent to own arrangement, the intermediary retains ownership of the property until the loan is paid in full.
It is important to note that to prevent riba, the intermediary cannot be compensated in addition to the agreed upon terms of the contract. For this reason, if the buyer is late on their payments, the intermediary cannot charge any late penalties.
Investment dictionary. Academic. 2012.
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Murabaha — (arabisch مرابحة, DMG murābaḥa) ist ein im Islamischen Finanzwesen gebräuchliches Finanzierungsinstrument, das konform ist mit der Scharia. Hierbei agiert die Bank als Zwischenhändler zwischen Käufer und Verkäufer. Die Bank kauft im… … Deutsch Wikipedia
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murabaha — is., esk., Ar. murābaḥa 1) Bir malı çok fazla kârla satma 2) Tefecilik … Çağatay Osmanlı Sözlük
MÜRABAHA — (Bak: Murabaha … Yeni Lügat Türkçe Sözlük
murabaha — See: Islamic finance … Accounting dictionary
murabaha — See Islamic finance … Big dictionary of business and management
MURABAHA — Bir malı kâr ile satmak. * Bir miktar ilâve ederek ödünç para alıp vermek. * Fâiz ile para alıp vermek … Yeni Lügat Türkçe Sözlük
murabaha — kanunun belirlediğinden fazla faiz alınması; tefecilik … Hukuk Sözlüğü